Bankruptcy Lawyer Nashville TN
Helping Individuals, Married Couples & Small Businesses
The Law Office of Atwood & McVay helps individuals, married couples, and small businesses in financial need. We design creative solutions to our client’s debt problems and can stop creditors and bill collectors from making your life miserable. You can find peace of mind and the chance to get a fresh start in life.
When our clients call us, they are often distraught and have considered bankruptcy only as a last resort. By the time the process is completed, many wonder why they did not seek help sooner. As soon as your bankruptcy case is filed, the calls, lawsuits, wage garnishments, and repossession/foreclosure threats stop.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is a type of bankruptcy that eliminates most debts and allows an individual to make a fresh financial start. While Chapter 7 is considered to be a liquidation of debts, the vast majority of our clients are able to keep and maintain payments on their home and vehicles.
Not everyone qualifies for Chapter 7 bankruptcy and there are a number of factors considered in making that determination. During your free consultation with our office, we will take a detailed look at the entirety of your particular situation and determine what solutions are best for you. If Chapter 7 bankruptcy is not appropriate to meet your goals, Chapter 13 bankruptcy is often a viable alternative.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a type of bankruptcy that reorganizes your debt. A manageable repayment plan is established by the court that typically spans from three to five years.
Chapter 13 bankruptcy is often a good option for people who have steady, monthly income, but have fallen behind on assets that they wish to keep. This type of bankruptcy ends the threats of foreclosure and repossession, and gives people an opportunity to save their homes and vehicles.
If you or someone you know needs our help, please call us today for a free consultation.